The ZeroScore™ service reduces chargebacks by identifying risky orders to be held for further review. The ZeroScore™ service is used to identify fraud in online e-commerce transactions, affiliate referrals, surveys, and account logins and signups.
The ZeroScore™ Network is made up of the over 22,000 e-commerce businesses that use the ZeroScore™ service.
Users of the ZeroScore™ service benefit from a dynamic and adaptive approach to fraud detection and the mutual protection of the ZeroScore™ Network. For example, if we detect suspicious activity from an IP address, it will be flagged as high risk throughout the entire ZeroScore™ Network in real-time. Feedback from merchants thus serves as a warning signal to all others within the ZeroScore™ Network.
The ZeroScore™ service can function on its own or as a complement to existing in-house fraud checking systems.
The ZeroScore™ service determines the likelihood that a transaction is fraudulent based on many factors, including whether an online transaction comes from a high risk IP address, high risk email, high risk device, or anonymizing proxy. One of the key features of the ZeroScore™ service is the ZeroScore™ Network, which allows ZeroScore™ to establish the reputations of IP addresses, emails, and other parameters.